Data Scientist - Financial Analytics

$114K - $199K New York, NY, US Mid Level Data Scientist

Interested in this Data Scientist role at Rippling?

Apply Now →

Skills & Technologies

BedrockPythonTableau

About This Role

AI job market dashboard showing open roles by category

About Rippling

------------------

Rippling gives businesses one place to run HR, IT, and Finance. It brings together all of the workforce systems that are normally scattered across a company, like payroll, expenses, benefits, and computers. For the first time ever, you can manage and automate every part of the employee lifecycle in a single system.

Take onboarding, for example. With Rippling, you can hire a new employee anywhere in the world and set up their payroll, corporate card, computer, benefits, and even third\-party apps like Slack and Microsoft 365—all within 90 seconds.

Based in San Francisco, CA, Rippling has raised $1\.4B\+ from the world’s top investors—including Kleiner Perkins, Founders Fund, Sequoia, Greenoaks, and Bedrock—and was named one of America's best startup employers by Forbes.

We prioritize candidate safety. Please be aware that all official communication will only be sent from @Rippling.com addresses.

About the role

------------------

Rippling's Payments Data \& Analytics team is seeking an experienced and highly skilled Data Scientist to join our rapidly expanding team. In this pivotal role, you will be responsible for designing, building, and maintaining services that automatically process vast amounts of financial data, providing comprehensive visibility into every stage of the money movement lifecycle within Rippling's payments product ecosystem.

This is an exciting opportunity to become a foundational member of the Payments Analytics team, ensuring accurate settlement between our customers, external financial institutions, and Rippling for every transaction. This is a highly cross\-functional role with significant visibility, including with the executive team. You will empower the Accounting, Finance, Biz Ops, Payments, and Product teams by delivering accurate data that is critical to Rippling’s finances and essential for the correct functioning of product systems.

What you will do

--------------------

  • Collaborate cross\-functionally with engineering, accounting, financial partnerships, and product teams to analyze and account for billions of dollars flowing through the Rippling payment platform.
  • Build full\-cycle analyses using SQL, Python, or other scripting and statistical tools, and develop real\-time metrics dashboards to manage key financial and operating levers of the business.
  • Monitor payment flows between systems, banks, processors, and inter\-company accounts, perform daily account reconciliations, and follow up on any discrepancies.
  • React swiftly to emerging issues, summarize facts, and provide recommendations for the timely resolution of critical financial matters.
  • Collaborate with key stakeholders (Accounting, Compliance, Treasury, etc.) to understand business requirements and develop scalable solutions for reporting and reconciliation automation, including internal tool development and/or the implementation of third\-party tools.
  • Develop and maintain comprehensive documentation of reconciliation processes and procedures.
  • Prepare and deliver data and reporting solutions supporting month\-end close, regulatory \& compliance reporting, and Internal and External Audit reporting.
  • Communicate findings and recommendations to stakeholders through clear and concise presentations and reports.

What you will need

----------------------

  • Master’s degree or Bachelor's degree in Computer Science, Engineering, Statistics, MIS or other quantitative fields.
  • 5\+ years demonstrated experience in applying statistical analysis, modeling, machine learning and/or exploratory analysis to large datasets, ideally in payments processing, quote\-to\-cash financial reporting.
  • Experience with data warehousing, ETL, and reporting tools (e.g. Snowflake, Tableau, dbt, Dagster).
  • Extensive experience with SQL, Python, or other scripting languages and their application to all phases of the data science development process (initial analysis and model development through deployment).
  • Experience working with engineering, finance, and accounting teams to assess their data needs and build automated reporting pipelines.
  • Strong problem\-solving and communication skills, with the ability to communicate findings and recommendations clearly to both technical and non\-technical audiences.
  • Ability to interface with multiple stakeholders and senior leadership (C\-suite) across the organization.
  • Bonus points if you have experience with general accounting principles, with the general ledger close process, and regulatory compliance.

Additional Information

--------------------------

Rippling is an equal opportunity employer. We are committed to building a diverse and inclusive workforce and do not discriminate based on race, religion, color, national origin, ancestry, physical disability, mental disability, medical condition, genetic information, marital status, sex, gender, gender identity, gender expression, age, sexual orientation, veteran or military status, or any other legally protected characteristics, Rippling is committed to providing reasonable accommodations for candidates with disabilities who need assistance during the hiring process. To request a reasonable accommodation, please email accomodations@rippling.com

Rippling highly values having employees working in\-office to foster a collaborative work environment and company culture. For office\-based employees (employees who live within a defined radius of a Rippling office), Rippling considers working in the office, at least three days a week under current policy, to be an essential function of the employee's role.

This role will receive a competitive salary \+ benefits \+ equity. The salary for US\-based employees will be aligned with one of the ranges below based on location; see which tier applies to your location here.

A variety of factors are considered when determining someone’s compensation–including a candidate’s professional background, experience, and location. Final offer amounts may vary from the amounts listed below.

The pay range for this role is:

114,000 \- 199,500 USD per year(US Tier 1\)

Salary Context

This $114K-$199K range is below the median for Data Scientist roles in our dataset (median: $166K across 345 roles with salary data).

View full Data Scientist salary data →

Role Details

Company Rippling
Title Data Scientist - Financial Analytics
Location New York, NY, US
Category Data Scientist
Experience Mid Level
Salary $114K - $199K
Remote No

About This Role

Data Scientists extract insights and build predictive models from data. In the AI era, many roles now include LLM-powered analytics, automated reporting, and integration with generative AI tools. The role has evolved from 'the person who runs SQL queries' to 'the person who builds AI-powered data products.'

Modern data science roles fall into two camps: analytics-focused (insights, dashboards, experimentation) and ML-focused (building predictive models, recommendation systems, NLP features). The best data scientists can operate in both modes. The AI shift means that even analytics-focused roles now involve building automated insight pipelines using LLMs, going well beyond one-off reports.

Across the 26,159 AI roles we're tracking, Data Scientist positions make up 2% of the market. At Rippling, this role fits into their broader AI and engineering organization.

Data Scientist roles remain in high demand, though the definition keeps shifting. Companies increasingly want candidates who can bridge traditional statistics with modern ML and LLM capabilities. The 'pure insights' data scientist role is consolidating into analytics engineering, while the 'build models' data scientist role is merging with ML engineering.

What the Work Looks Like

A typical week includes: analyzing experiment results for a product feature launch, building a predictive model for customer churn, creating an automated reporting pipeline using LLM-powered summarization, presenting insights to stakeholders, and cleaning data (always cleaning data). The ratio of analysis to engineering varies by company, but expect both.

Data Scientist roles remain in high demand, though the definition keeps shifting. Companies increasingly want candidates who can bridge traditional statistics with modern ML and LLM capabilities. The 'pure insights' data scientist role is consolidating into analytics engineering, while the 'build models' data scientist role is merging with ML engineering.

Skills Required

Bedrock (2% of roles) Python (15% of roles) Tableau (2% of roles)

Python, SQL, and statistical modeling are the foundation. Increasingly, roles want experience with LLMs for data analysis, automated insight generation, and building AI-powered data products. Familiarity with cloud data platforms (Snowflake, BigQuery, Databricks) and ML frameworks (scikit-learn, PyTorch) covers most job requirements.

Experimentation design and causal inference are underrated skills that separate strong candidates. Companies care about whether their product changes cause improvements, and can distinguish causation from correlation. A/B testing methodology, Bayesian statistics, and the ability to communicate uncertainty to non-technical stakeholders are high-value skills.

Good postings specify the data stack, the types of problems you'll work on, and the team structure. Look for companies that differentiate between analytics and ML data science. Vague 'data scientist' postings that list every skill under the sun usually mean the company doesn't know what they need.

Compensation Benchmarks

Data Scientist roles pay a median of $204,700 based on 441 positions with disclosed compensation. Mid-level AI roles across all categories have a median of $131,300. This role's midpoint ($156K) sits 23% below the category median. Disclosed range: $114K to $199K.

Across all AI roles, the market median is $184,000. Top-quartile compensation starts at $244,000. The 90th percentile reaches $309,400. For comparison, the highest-paying categories include AI Engineering Manager ($293,500) and AI Architect ($292,900). By seniority level: Entry: $76,880; Mid: $131,300; Senior: $227,400; Director: $244,288; VP: $234,620.

Rippling AI Hiring

Rippling has 6 open AI roles right now. They're hiring across Data Scientist, AI/ML Engineer. Positions span New York, NY, US, San Francisco, CA, US, Remote, US. Compensation range: $143K - $336K.

Location Context

AI roles in New York pay a median of $200,000 across 1,670 tracked positions. That's 9% above the national median.

Career Path

Common paths into Data Scientist roles include Data Analyst, Statistician, Quantitative Researcher.

From here, career progression typically leads toward Senior Data Scientist, ML Engineer, AI Product Manager.

Start with statistics and SQL. Build a real analysis project on public data that demonstrates insight generation alongside model building. The market values data scientists who can communicate findings clearly to business stakeholders. If you want to move toward ML engineering, invest in software engineering fundamentals and production deployment skills.

What to Expect in Interviews

Interviews combine statistics, coding, and business acumen. SQL is almost always tested, often with complex joins and window functions. Expect a case study round where you're given a business problem and asked to design an analysis plan. Coding rounds focus on pandas, statistical modeling, and visualization. The strongest differentiator is how well you communicate insights to non-technical stakeholders during presentation rounds.

When evaluating opportunities: Good postings specify the data stack, the types of problems you'll work on, and the team structure. Look for companies that differentiate between analytics and ML data science. Vague 'data scientist' postings that list every skill under the sun usually mean the company doesn't know what they need.

AI Hiring Overview

The AI job market has 26,159 open positions tracked in our dataset. By seniority: 2,416 entry-level, 16,247 mid-level, 5,153 senior, and 2,343 leadership roles (Director, VP, C-Level). Remote roles make up 7% of the market (1,863 positions). The remaining 24,200 roles require on-site or hybrid attendance.

The market median for AI roles is $184,000. Top-quartile compensation starts at $244,000. The 90th percentile reaches $309,400. Highest-paying categories: AI Engineering Manager ($293,500 median, 28 roles); AI Architect ($292,900 median, 108 roles); AI Safety ($274,200 median, 19 roles).

Data Scientist roles remain in high demand, though the definition keeps shifting. Companies increasingly want candidates who can bridge traditional statistics with modern ML and LLM capabilities. The 'pure insights' data scientist role is consolidating into analytics engineering, while the 'build models' data scientist role is merging with ML engineering.

The AI Job Market Today

The AI job market spans 26,159 open positions across 15 role categories. The largest categories by volume: AI/ML Engineer (23,752), AI Software Engineer (598), AI Product Manager (594). These three account for the majority of open positions, though smaller categories often have higher per-role compensation because of specialized skill requirements.

The seniority mix tells a story about where AI teams are in their maturity. Entry-level roles (2,416) are outnumbered by mid-level (16,247) and senior (5,153) positions, reflecting that most companies are past the 'build a team from scratch' phase and need experienced engineers who can ship production systems. Leadership roles (Director, VP, C-Level) total 2,343 positions, representing the bottleneck between technical execution and organizational strategy.

Remote work availability sits at 7% of all AI roles (1,863 positions), with 24,200 requiring on-site or hybrid attendance. The remote share has stabilized after the post-pandemic correction. Senior and specialized roles (Research Scientist, ML Architect) are more likely to be remote-eligible than entry-level positions, partly because experienced hires have more negotiating power and partly because these roles require less hands-on mentorship.

AI compensation is structured in clear tiers. The market median sits at $184,000. Top-quartile roles start at $244,000, and the 90th percentile reaches $309,400. These figures include base salary with disclosed compensation. Total compensation (including equity, bonuses, and sign-on) runs 20-40% higher at companies that offer those components.

Category matters for compensation. AI Engineering Manager roles lead at $293,500 median, while Prompt Engineer roles sit at $122,200. The spread between highest and lowest-paying categories reflects the premium on specialized technical skills versus broader analytical roles.

The most in-demand skills across all AI postings: Rag (16,749 postings), Aws (8,932 postings), Rust (7,660 postings), Python (3,815 postings), Azure (2,678 postings), Gcp (2,247 postings), Prompt Engineering (1,469 postings), Openai (1,269 postings). Python dominates, appearing in the vast majority of role descriptions regardless of category. Cloud platform experience (AWS, GCP, Azure) is the second most common requirement. The newer entrants to the top skills list (RAG, vector databases, LLM APIs) reflect the shift from traditional ML toward generative AI applications.

Frequently Asked Questions

Based on 441 roles with disclosed compensation, the median salary for Data Scientist positions is $204,700. Actual compensation varies by seniority, location, and company stage.
Python, SQL, and statistical modeling are the foundation. Increasingly, roles want experience with LLMs for data analysis, automated insight generation, and building AI-powered data products. Familiarity with cloud data platforms (Snowflake, BigQuery, Databricks) and ML frameworks (scikit-learn, PyTorch) covers most job requirements.
About 7% of the 26,159 AI roles we track offer remote work. Remote availability varies by company and seniority level, with senior and leadership roles more likely to offer location flexibility.
Rippling is among the companies actively hiring for AI and ML talent. Check our company profiles for detailed breakdowns of open roles, salary ranges, and hiring trends.
Common next steps from Data Scientist positions include Senior Data Scientist, ML Engineer, AI Product Manager. Progression depends on whether you lean toward technical depth, people management, or product strategy.

Get Weekly AI Career Intelligence

Salary data, skills demand, and market signals from 16,000+ AI job postings. Every Monday.